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Mortgage Qualification Calculator


Unsure about qualifying for a mortgage? The Mortgage Qualification Calculator compares your monthly income versus your projected monthly payments to see how much mortgage you qualify for. Once you know how much you will qualify for, you can narrow your search for a home to those that fit within your financial plan.


Monthly Gross Income Monthly Payments*
Base Salary: $ Auto Loans: $
Overtime: $ Student Loans: $
Bonuses: $ Credit Card Payments: $
Commissions: $ Other Loans: $
Dividends/Interest: $ Child Support/Alimony: $
Other Income: $    

   * Do not include any loans that will be paid off within 10 months.

Prospective Loan Information
Mortgage Rate: % Mortgage Term: years
Enter Property Tax Rate: % OR Annual Property Tax Amount: $
Enter Property Insurance Rate: % OR Annual Premium: $
Condo. Association Fee: $ Miscellaneous Expenses: $

Please enter total income and expenses for all rental property owned:

Rental Property Information
Rental Income per month: $
Total Mortgage Payments: $
Property Tax per month: $
Insurance per month: $
Miscellaneous Expenses: $