Tools and Calculators
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MyBestMortgage.com offers a variety of mortgage financing tools and calculators to help you determine your best mortgage option and find the best mortgage rate. Use our tools to calculate the finances of owning your own home, get educated about mortgage financing and the real estate market, find the latest financing rates, or even choose your own mortgage rate. Best of all, all of our mortgage financing tools are free. Don't apply for a mortgage without first doing a little mortgage rate research. These free tools will educate you and help you make the right buying decision.

Calculators:

  Mortgage Calculator
Before you apply for a mortgage or refinance your home, use this tool to determine your monthly payments and explore the outcome of changes to your loan balance, mortgage term, and interest rate.

Mortgage Payment Calculator
Calculate your mortgage payments before you apply to find the loan term and balance that will work with your budget.

Rent vs. Buy Calculator
Not sure whether or not you should buy? This calculator compares the cost of renting versus the cost of buying your own home or condominium.

Mortgage Qualification Calculator
Unsure about qualifying for a mortgage? This helpful tool will help you determine how much mortgage you qualify for.

Debt Consolidation Calculator
Reduce your monthly payments by using the equity in your home. This calculator will help you calculate your total monthly expenses and determine the value of obtaining a home equity loan to pay off credit cards and other loans.

Prequal Calculator
Figure out how much you will qualify for when you apply for a mortgage and get pre-approved for a loan, making you a stronger buyer when house hunting.

Refinance Calculator
Find out if now is a good time to refinance by calculating what your new interest rate would be versus your current rate and what you have already paid.

Credit Grading Calculator
Your credit grading impacts the terms of your loan. This helpful tool uses your financial history to estimate your credit grading, so you know what to expect.

Tools:

  Latest Rates
Finance rates fluctuate often. MyBestMortgage.com offers access to real time mortgage rates so you don't pay more than you have to. Find out the top lenders' current rates, APR %, points, and lender fees.

Market Update
MyBestMortgage.com also offers real time market information, including market volatility, interest rate trends, mortgage point change, and stock market information.

Target Your Rate
Want to know the best time to refinance or lock in an interest rate? Use MyBestMortgage.com's "target your rate" tool. We'll track the rates for you and notify you when one of your target rates becomes available. Why pay high interest rates if you don't have to?